Compare Car Finance Options With Car Loans Online ...
Personal & Business

Car Loan Purposes

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.

Different Situations

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt. Referral availability and loan eligibility depend on your circumstances and participating broker or lender criteria.

Finance Options to Discuss

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans. Availability depends on the participating broker or lender and your circumstances.

Free referral eligibility assessment

Simply complete our short online loan enquiry form to check your eligibility for referral to a participating broker or lender. You must meet the referral criteria set by at least one participating broker or lender, and a referral may not be available in all circumstances. This is not a loan approval or credit assessment. If referred, the participating broker or lender can help you explore options that may suit your specific needs and circumstances.

No initial credit check

Submitting your initial car finance enquiry through our service does not create an enquiry on your credit file. However, if you decide to proceed with a broker or lender we refer you to, they may perform a formal credit check at that stage, and multiple checks in a short period can limit your options.

Multiple lenders

When you submit an online loan enquiry with us, we use your details to help match your enquiry with a participating broker or lender from our national referral panel across Australia. Participating brokers are required under our network terms to offer comparison options from multiple lenders relevant to their service and competitive rates wherever possible.

Not yet ready to buy?

Use our free referral eligibility assessment to see whether you can be referred to a participating broker or lender. After referral, they may help you get an indication of how much you may be able to borrow so, when you are ready to go car shopping, you can do so with a clearer idea of your budget (this is not a loan approval or offer).

Just complete our simple car loan enquiry form and, if referred, a participating broker or lender from our referral panel can discuss available options for achieving what you want to do.

If you do not currently qualify to borrow enough money to buy your dream car right now, a participating broker may be able to help you by:-

a. explaining the options and alternatives available through them that may be relevant to you;

b. discussing steps that may improve your chances of borrowing the amount you need now;

c. outlining steps that may improve your eligibility in the future, subject to lender assessment and approval; and

d. discussing whether they can provide ongoing information and assistance until you are ready to buy.

How we work for you!

We provide a referral service, not car finance product recommendations. You identify the type of finance you are seeking, and we use your enquiry details to check eligibility for referral to a participating broker or lender.

After referral, a participating broker or lender may discuss your requirements and, where within their service and authorisation, provide an individual recommendation or compare options available through them in light of your personal circumstances.

Therefore it is important, when you complete your loan enquiry form, that you answer all questions as completely and as accurately as possible.